True cost of owning a van in the UK (2026)
Vans rack up serious mileage and cost more to insure than most cars. Whether you're self-employed or running a small fleet, this calculator gives you a true monthly cost figure so you can price jobs, claim expenses and budget properly.
Frequently asked questions
How is van road tax calculated?
Most vans pay a flat rate of around £335/yr for light commercial vehicles registered after March 2001, with electric vans now paying VED from April 2025. Older vans use a different system.
Why does van insurance cost so much?
Vans cover more miles, carry valuable tools and contents, and are statistically more likely to be involved in accidents. Trade use also pushes premiums above private-use cover.
Can I claim my van running costs as a business expense?
If the van is used for business, fuel, insurance, servicing and depreciation are typically deductible. Speak to an accountant about the simplified mileage scheme vs full costs.
Which UK vans hold their value best?
Ford Transit, Mercedes Sprinter and VW Transporter are the strongest performers — driven by trade demand. Budget vans depreciate faster but cost less upfront.