True cost of owning a Ford Focus in the UK (2026)
The Ford Focus is one of the UK's most popular cars for good reason — it's cheap to insure, cheap to fix and competent at almost everything. This calculator shows you the honest monthly cost of ownership.
Frequently asked questions
Is the Ford Focus reliable?
Modern Focus models are generally solid, with the 1.0 EcoBoost petrol scoring well in reliability surveys. Earlier dual-clutch Powershift gearboxes are the main thing to avoid.
What insurance group is a Ford Focus in?
Most Focus trims sit in groups 11–20 — making it one of the cheaper hatchbacks to insure. The ST hot hatch jumps to groups 30+.
What real-world MPG do Ford Focuses get?
Real-world figures typically land at 42–48 mpg for petrol Focus models and 50–58 mpg for diesels. The official WLTP numbers are usually 10–15% optimistic.
Which Focus trim level offers the best value?
Titanium tends to hit the sweet spot — proper kit (climate, sat-nav, parking sensors) without paying ST-Line premium for cosmetic upgrades.