MG MG4 Urban Standard running costs (2026–2026)
Real-world UK ownership figures for the MG MG4 Urban Standard, including home-charging cost, road tax (VED), insurance group and depreciation. All numbers based on observed UK driving, not lab WLTP figures.
Key figures at a glance
- Fuel type: electric
- Body style: hatchback
- Efficiency: 3.6 mi/kWh real-world (4.5 official WLTP)
- Real-world range: 160 miles (200 official)
- Battery: 40 kWh usable
- CO₂: 0 g/km
- Road tax (VED) year one: £10
- Road tax standard rate: £200/yr
- Five-year VED total: £810
- Insurance group: 20/50
- Depreciation outlook: average
- List price: £25,000
- Indicative annual charging cost (10,000 mi): £236
Save ~£124/month via salary sacrifice — this MG4 Urban costs ~£251/month from gross salary through a scheme, vs a like-for-like personal lease. See the full breakdown →
The MG MG4 Urban Standard returns 3.6 mi/kWh real-world (4.5 official WLTP). At 10,000 miles a year that translates to roughly £236 in home-charging cost on a typical EV tariff, before insurance, servicing or depreciation.
Road tax sits at £10 in year one and £200 per year thereafter. Insurance group 20 of 50 puts it in the mainstream bracket for UK quotes.
Related pages
- MG MG4 Urban Standard kWh per mile and charging cost
- MG MG4 Urban Standard road tax breakdown
- Other MG models
- MG MG4 Standard Range 51kWh
- MG MG4 Long Range
- MG ZS EV Standard Range
- MG ZS EV Long Range
Frequently asked questions
How much does it cost to charge the MG MG4 Urban Standard at home?
At 3.6 mi/kWh real-world efficiency and 10,000 miles a year on a typical 9p/kWh overnight EV tariff, expect roughly £250 per year on home charging. Public rapid charging is 5–8× more per kWh — use the charging cost calculator for your own mileage and tariff.
How much is road tax on the MG MG4 Urban Standard?
Road tax (VED) for the MG MG4 Urban Standard is £10 in the first year and £200 per year at the standard rate. See the road tax page for the five-year total.
Is the MG MG4 Urban Standard expensive to insure?
The MG MG4 Urban Standard sits in insurance group 20 of 50 — the mainstream bracket for UK quotes. See the insurance group page for the class-average premium and what actually moves your quote.