BMW 3 Series 320d running costs (2019–2024)
Real-world UK ownership figures for the BMW 3 Series 320d, including fuel cost, road tax (VED), insurance group and depreciation. All numbers based on observed UK driving, not lab WLTP figures.
Key figures at a glance
- Fuel type: diesel
- Body style: saloon
- Efficiency: 49 mpg real-world (60 mpg official WLTP)
- CO₂: 124 g/km
- Road tax (VED) year one: £680
- Road tax standard rate: £200/yr
- Five-year VED total: £1,480
- Insurance group: 30/50
- Depreciation outlook: average
- Indicative annual fuel cost (10,000 mi): £1,345
The BMW 3 Series 320d returns 49 mpg real-world (60 mpg official WLTP). At 10,000 miles a year that translates to roughly £1,345 in fuel at current UK pump prices, before insurance, servicing or depreciation.
Road tax sits at £680 in year one and £200 per year thereafter. Insurance group 30 of 50 puts it in the mid-to-upper bracket for UK quotes.
Related pages
- BMW 3 Series 320d real-world MPG and fuel cost
- BMW 3 Series 320d road tax breakdown
- Other BMW models
- BMW 3 Series 320i
- BMW iX3 Premier Edition
- BMW i3 120Ah
- BMW i4 eDrive35
Frequently asked questions
How much does it cost to fuel the BMW 3 Series 320d?
At 49 mpg real-world and 10,000 miles a year at current UK pump prices around 148p/L, expect roughly £1,373 per year on fuel — about £114 a month.
How much is road tax on the BMW 3 Series 320d?
Road tax (VED) for the BMW 3 Series 320d is £680 in the first year and £200 per year at the standard rate. See the road tax page for the five-year total.
Is the BMW 3 Series 320d expensive to insure?
The BMW 3 Series 320d sits in insurance group 30 of 50 — the mid-to-upper bracket for UK quotes. See the insurance group page for the class-average premium and what actually moves your quote.